PPF Wealth Calculator
Plan your retirement. See how your PPF investment grows over time.
₹
Max ₹1.5 Lakh/year
Yr
Min 15 Years lock-in
%
Current rate is 7.1%
Maturity
0
Invested
0
Interest
0
Total Maturity Value: 0
Calculate Your Public Provident Fund (PPF) Returns
The Public Provident Fund (PPF) is one of the most popular and safest long-term investment options in India, backed by the Government of India. Our Free PPF Calculator helps you accurately determine your investment growth and maturity value over time.
How Does the PPF Calculator Work?
Our tool uses the standard compound interest formula used by Indian banks and post offices. You simply enter your Yearly Investment amount (maximum limit is ₹1.5 Lakhs per financial year), select your investment period (minimum lock-in is 15 years, extendable in blocks of 5 years), and the current interest rate.
Benefits of Investing in PPF
- EEE Tax Benefit: PPF falls under the Exempt-Exempt-Exempt category. Your investment amount (under Section 80C), the interest earned, and the final maturity amount are all 100% tax-free.
- Guaranteed Returns: Since it is backed by the sovereign guarantee of the Indian Government, it carries virtually zero risk compared to equity investments.
- Power of Compounding: Interest is compounded annually. As shown in our visual chart, the longer you stay invested (e.g., 20 or 25 years), the interest earned can massively exceed your actual invested amount!